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EMI & Loan Prepayment Planner

Estimate your monthly EMI and test how extra principal payments affect your total interest. All calculations happen in your browser.

Baseline EMI
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Interest saved
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Estimated payoff
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Loan comparison

Assumes a fixed annual rate with monthly interest, on-time payments, no fees, and extra payments at the end of each third month until loan closure. Results may differ from lender calculations, floating-rate changes and actual repayment schedules.

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